Welcoming H.M.
  Queen Máxima
  of the

Welcoming H.M. Queen Máxima
of the Netherlands


The Global SME Finance Forum 2019

is proud and honored

to welcome the participation

of H.M. Queen Máxima

of the Netherlands,

UN Secretary-General's

Special Advocate for

Inclusive Finance for

Development (UNSGSA).

Slider Counts: 



The Convergence of

the Real and Financial Sectors

in SME Finance

07-09 October - Amsterdam




The Convergence of the Real and Financial Sectors in SME Finance

07-09 October - Amsterdam

Slider Counts: 

Hans van Grieken,
Research Director of Deloitte
Speaker at the Global SMEFF19


Hans van Grieken

Research Director of


Keynote Speaker of the #SMEFF19


Global SME Finance Awards 2019

Winners to be Announced on 7 October 2019!

Global SME Finance Awards 2019


7 reasons why you should attend

Every day the Global SME Finance Forum brings opportunities to help SMES grow around the globe. The Global SME Finance Forum is a 3-day event filled with networking opportunities from keynotes to dinner and marketplace. You will meet new people and make new connections that can lead to partnerships. You will discover the latest fintech innovations and good practice in SME banking and non-financial services from local institutions.


Hear from the industry leaders


Find your next partner


Stay up-to-date with the latest trends


Access curated content from experts


Network with seasoned peers


Meet customers, vendors, friends


Learn from local institutions


The Convergence of the Real and Financial Sectors in SME Finance
Agenda  - October 7th, 2019

Increasingly, the largest and/or fastest growing SME financiers globally did not start out as banks. Whether from tech companies, logistics firms, commodities traders or even Fast-Moving Consumer Goods distributors, competition from the real sector is gaining traction in the SME segment. The real sector firms come into SME financing armed with substantial data resources and analytical skills. How is the traditional financial sector going to deal with this? Is it all threat, or is there also an opportunity from these new entrants? This year’s Global SME Finance Forum will examine the different ways in which the real sector has entered the SME finance space, and the various ways in which financiers and regulators are coping with the “new kids on the block.”



Registration Desk

The registration desk will also be open on Sunday, October 6th from 12:00 PM to 8:00 PM

Location: Foyer

Welcome and Opening Remarks

Location: Ballroom

Keynote Speech

Location: Ballroom

Accelerating convergence: How new technologies and innovation are impacting the SME finance sector

Keynote Speech

An eye-opening presentation on how technologies and innovation are accelerating convergence of the real and financial sectors in the SME finance ecosystem.

Location: Ballroom

Keynote Address


H.M. Queen Máxima of the Netherlands


Location: Ballroom

A view from Investors: The changing investment landscape

Fireside chat

A session exploring how constraints to access to finance for SMEs since the 2008 financial crisis coupled with the emergence of fintech and ecommerce platforms from the real sector are changing the landscape for IFIs and DFIs as they continue to support the financial inclusion agenda through new and developing modalities.


Location: Ballroom

Networking Break



Location: Foyer

A view from the Executive Office: Creative partnerships that serve SMEs


Leaders from Accion, AntFinancial/Mybank, Mastercard, and Unilever will discuss partnerships that matter, how they work and whether they have achieved their intended results and impact and thoughts on better and more impactful partnerships.



Location: Ballroom




Location: The Bowery Restaurant and Ballroom Foyer

Real or perceived? Debating the threat and opportunity of real sector firms to financial institutions


Will tech giants and other real sector firms replace traditional banks and financial institutions?  Are they competitors or collaborators?  No matter what you think going into this session, you will come away with greater insight and thoughts to decide for yourself on these questions.



Location: Ballroom

New kids on the block: The role of real sector players in the future of SME financing


Panelists will discuss whether real sector and technology companies can address the needs of the unserved and underserved SMEs, and if so, what are the challenges and opportunities, issues of regulation and how they view working with (or not) traditional financial institutions.



Location: Ballroom

Embracing disruption: How tech firms are driving the new banking model


Examining the role of tech firms in financial services, this session will touch on the role of tech firms in SME finance – should and how should they be regulated?  Will they replace traditional financial services? Are they competitors or collaborators?


Location: Ballroom

Climate Finance, Necessity and Opportunity?

The first green bond was issued in 2007. However, since 2014 the market has exploded. This session regarding climate finance, will present the reasons for the continued growth and success of green bonds.



Location: Room 9

David and Goliath: Supply chain financing programs between big buyers and sellers

This session will highlight some of the new partnerships and products impacting financing for SMEs including the impact of digitalization of payments and its impact on liquidity enabling small firms to work with big companies.



Location: Room 10

Good Practices for Anti-Money Laundering (AML) & Combating the Financing of Terrorism (CFT)

This session will showcase and disseminate the latest good practice and guidance material to enhance AML/CFT capabilities.



Location: Room 26

Networking Break



Location: Foyer

Tech Up SMEs

Keynote Speach

Location: Ballroom

Techpitch demo

Giving the floor to a curated selection of FinTechs for 6 minutes pitches.


Location: Ballroom

The Marketplace is Open!


Find what you are looking for or offer a service yourself, by scheduling 15-minute one-on-one introductory meetings with a curated set of vendors as well as other Forum attendees.  This session is dedicated to making sure that you get to meet and talk to the people and institutions with whom you want to make an investment, discuss a partnership, discuss your offering.  Find your connections through Brella app here.


Location: Room 7 & 8

Global SME Finance Awards

Awards Ceremony

Announcing the winners of the Global SME Finance Awards 2019 which recognize outstanding achievements of financial institutions and fintech companies in delivering exceptional products and services to their SME clients.


Location: Ballroom

Opening Remarks

Opening Remarks

Location: Ballroom

Goldman Sachs 10,000 Women: Insights from The First Global Facility For Women-owned Businesses

Fireside Chat

Learn about this global initiative by Goldman Sachs Foundation that provides women-led business owners around the world with a face-to-face business education program that has enabled over 10,000 women a sustained business growth. Listen to findings from the first five years of the Women Entrepreneurs Opportunity Facility, a global finance facility in partnership with the IFC that provides investments, including blended finance, to financial institutions in emerging markets and helps banks serve women entrepreneurs through targeted advisory services.


Location: Ballroom

Regulation and policy at the intersection of the real and financial sectors


Regulators and key industry players will discuss how policy and regulation can ensure a level playing field for all actors.  Topics of discussion will include whether regulations should be proportionality and institution-based, or activity-based and how to strike the right balance that doesn’t stifle the market and facilitates a level playing field for all players.  


Location: Ballroom

Networking Break



Location: Foyer

How Digitalization of Supply Chain Finance Can Increase Access to Finance for SMEs


Exploring the changes in supply chain finance management, this session focuses on how these changes have transformed SCF through the application of technology and how SCF can be digitized.



Location: Room 9

Digital Technologies and SME Agribusiness Finance


This panel would explore how banks use new digital technologies to improve access to finance for their existing and new clients and how digital platforms link physical trade with financing.




Location: Ballroom

What role can insurance play in improving access to finance for SMEs?

This session will address questions of increasing the take up of insurance and increased risk mitigation and how the various stakeholders of banks, lenders, insurers and SME groups work more closely together.



Location: Room 10

Alternative financing: Overcoming crowdfunding challenges in emerging countries


Participating banks will share their journey and perspectives on critical points such as cultural and organizational alignment, incentives, data, distribution strategy and realizing the business case.


Location: Room 26




Location: The Bowery Restaurant and Ballroom Foyer

Insurtech and its effect on SME insurance


This session will focus on how leveraging technology is critical to providing insurance solutions for SMEs, and what lessons can be learned to make insurance more accessible, affordable and appropriate to the needs of SMEs.



Location: Room 10

Technology and Moving Down market to SME in the Long Tail


Panelists will share how their institutions are leveraging technologies to target SMEs in the long tail of the supply chain and their biggest challenges in working with suppliers and retailers in the long tail of the value chain.

Location: Room 26

Diversifying and expanding your revenue streams with your SME banking strategy


This session offers the perspective of leading banks across several regions on key factors influencing their SME banking strategy and will include lessons from recent innovations, emerging opportunities and changing market forces.



Location: Ballroom

Unlocking opportunity for women-led SMEs


This session is intended to highlight how a range of actors are enabling access to finance for women-led enterprises for and through real-sector organizations by leveraging technology and supply chain actors. 


Location: Room 9

Staying digitally relevant through BaaS: How financial institutions can leverage Banking as a service (BaaS)


This session will focus on how financial institutions can leverage BaaS to compete and grow by expanding access to finance and financial services to MSMEs, how adoption is uneven across the globe and what the prospects are for the future development of BaaS.



Location: Ballroom

Networking Break



Location: Foyer

Digital lending for SMEs: 10 Things they don’t tell you in conferences


  • Rajeev Chalisgaonkar from Standard Chartered will share lessons learned and insights gleaned from the community of practice as well as experiences gathered while digitizing small business lending. 



Location: Ballroom

Data governance: Balancing data potential with privacy protection


A lively conversation between a commercial bank, a regulator and an alternative lender as they explore the tradeoffs between data privacy/consumer protection/cybersecurity and the potential of data in advancing innovation to enhance access to finance for MSMEs.


Location: Ballroom

Closing Keynote

Closing Keynote



Location: Ballroom


Reception hosted by Responsible Finance Forum


Location: Room 7 & 8

Members Meeting



Location: The Hague

Networking lunch (members only)



Location: FMO Premises

Study Tours

Study Tours 

Learning best practices from highly respected peers: fintech innovations and good practices in SME banking and non-financial services from local financial institutions.


Location: Several locations

Community of practice (CoP)



Location: Room 12 & 14

TechPitch DEMO


Study Visits

The SME Finance Forum's study visits are an integral part of the peer learning opportunities offered to our members. Whether you are looking to expand your SME lending, in the nascent stage of your SME lending, or just thinking about starting SME lending, study visits offer the opportunity to learn best practices from highly respected peers.
During the visits organized in Amsterdam and other Dutch cities, you will have the opportunity to learn about the latest fintech innovations and good practice in SME banking and non-financial services from local institutions. 

Link to List of Study Visits. Registration is open now! Please read the instructions on how to register here.

Funding Circle

Funding Circle is a global SME loans platform, connecting SMEs who want to borrow with investors who want to lend in the UK, US, Germany and the Netherlands. Since launching in 2010, investors have lent more than $10bn to 72,000 businesses globally.

The Medical Credit Fund

The Medical Credit Fund (MCF) is the first and only fund dedicated to providing loans to SMEs in the health sector in Africa. Its innovative approach combines financing with technical assistance supporting business and quality improvement

Find out more


ING is a global full-service bank with 54,000 employees serving around 38.4 million customers, corporate clients and financial institutions in over 40 countries. 


The program at the recently opened Deloitte Amsterdam innovation facility called The Garage, will be a deep dive into the soon to be published Global Report “future of Micro and Small Enterprise Banking” followed by an interactive session and demos.

Find out more

Dynamic Credit

Dynamic Credit is an innovative asset management and direct lending firm. Founded in 2003, Dynamic Credit has over 69,000 clients, €10.5 billion of commitments and has office in Amsterdam, New York and Jakarta.


With our Fyndoo platform we make financing accessible, efficient and transparent for all parties involved. We connect financers, entrepreneurs and advisors with our cloud based business lending platform.

Find out more


Experian is a global information services company providing data and analytical tools to help businesses manage credit risk, prevent fraud, target marketing offers and automate decision making.


We develop technology for humans: it’s not about us, it’s about what you and your clients experience. Our Banking Platform for Financial Institutions automates from client on-boarding to securities administration. We'r your invisible force in fintech

Find out more


FCI has grown into the world's representative factoring network and association with close to 400 members in 90 countries. FCI is truly the global representative body for the Factoring & Receivables Finance Industry.


Trefi helps financial institutions turn MSME finance into a sustainable, highly profitable business line, by providing business clearing and risk management infrastructure.

Find out more


Rabobank is a cooperative bank, with more than a hundred local Rabobanks in the Netherlands, which each operate with a high degree of independence, focusing on international business and rural activities and on the Food and Agri sector.

Venue and Accommodation

Hilton Amsterdam Airport Schiphol

Hotel Accommodations

Discounted accommodations at the Hilton Amsterdam Schiphol are SOLD OUT! 

Other hotel options you could explore are:

Within walking distance:

Sheraton Hotel 
Citizen M 

Near the train station Amsterdam Zuid (which has a direct train connection with Schiphol Airport - 6 minutes by train with a train going to the airport every 6 minutes) 

Qbic Hotel WTC

If you haven't done so, please book your hotel room now!

MarketPlace & Networking


Download our Brella app from the App Store or Google Play and use code SMEFF19 to find the best connections possible, whether they are speakers, sponsors, exhibitors or any of our 500+ attendees you are interested in meeting.

This year we have a dedicated lounge space available throughout the event to help you maximize your networking. 

Don’t wait, create you profile, reach out to other attendees through Brella, start a conversation and schedule meetings with attendees and pre-selected vendors.

4G Capital has supported micro-enterprises in Africa since 2013, providing financial literacy training with working capital loans to help small businesses grow sustainably. 4G Capital clients receive a bespoke programme of business training to help them use micro-loans to achieve much higher take-home earnings. 4G Capital’s proprietorial machine learning technology delivers high fidelity insights from traditionally data dark sectors. 4G Capital is on target to positively impact over 1 million people by 2020. With operations in Kenya and Uganda, and having received multiple industry awards, 4G Capital is now scaling across the continent and expanding its suite of products and services as Africa’s Fastest Fintech.

Please contact Wayne Hennessy-Barrett through Brella app.

Accion works to build a financially inclusive world with access to economic opportunity for all. Its mission is to give people the financial tools they need to improve their lives. Accion has proven that financial services can be made available; that individual lives and the prosperity of communities can be significantly enhanced; and that this can be done at scale and sustainably. Their work helps people, small businesses, and communities grow and thrive. Since its founding in 1961, they have challenged and engaged the industry, its leaders, and its regulators to achieve a financially inclusive world and reached tens of millions of families and entrepreneurs in 50 countries.

Please contact Priya Punatar through Brella app.

AgriAnalytica provides innovative solutions for all aspects of financing the Agro SME Sector. AgriAnalytica solutions give farmers full control of their financial data and give financial institutions risk assessment and monitoring systems. The AgriAnalytica software engine acts as a secure multi-function hub for the management of transactions between the farming industry and suppliers, buyers, funders and government agencies. The AgriAnalytica business is maturing quickly and its subscriber base of farmers and financial institutions are growing quickly. We have first mover advantages in some of the most dynamic agricultural markets. 

Please contact Liudmyla Tymoshenko through Brella app.

AMP Credit Technologies

AMP is a leading provider of credit automation solutions to financial institutions for most small business (SME) and consumer products, including secured and unsecured loans, credit cards, merchant account activation, merchant lending, trade finance, insurance, mortgages, and auto loans. AMP enables banks and other financial institutions to transform lending and credit decisioning through automation of labour and document intensive credit application workflows and processes. Whatever the challenge, AMP's CAIROS™ software provides an easy and cost-efficient solution to automate your workflows.

Please contact Thomas DeLuca trough Brella app.

Sub-K means "for everyone" in Hindi language and below "one thousand" in English , indicating touch points within 1,000 meters distance, offering transactions of less than 1,000 rupees , providing access to less than 1,000 households at a cost of 1,000 paisa. Basix Sub-K iTransactions Ltd., is a subsidiary company under BASIX Social Enterprise Group, started in 2010 with a vision to provide technology enabled transactional platform to the unbanked population. Sub-K operates, manages, and controls inclusive transactions on end-to-end basis through recruiting, training and equipping local entrepreneurs as Business Correspondent agents who serve as human ATMs at the last mile of connectivity between the Bank and the end consumer, through mobile/kiosk based technology. Sub-K creates a self-propagating eco-system for profitability and sustainability of the BC sub-agent, Bank, and Sub-K, ultimately serving the customers with real time banking and non-banking solutions. Sub-K is a service company that offers affordable, accessible and scalable digital payment solutions to the BoP segment in rural and urban areas and seeks to bridge the digital divide and create a “financially included society”.

Please contact Jitender Kalwani trough Brella app.

Bitbond is the first global lending platform for small business loans. We leverage blockchain technology to connect creditworthy borrowers with individual and institutional investors. Bitbond supports business owners from around the world, with quick and affordable financing. Bitbond connects borrowers and investors through a global marketplace using blockchain technology. They offer a unique investment opportunity with a community of 50,000 investors that enjoy a diversified loan portfolio across various countries.

Please contact Radoslav Albrecht trough Brella app.

CashDirector helps banks attract SME/SMB customers and increase this segment's profitability by offering enriched online banking services. The CashDirector virtual CFO & real-time accounting platform is available as an add-on to your existing online banking. CashDirector is an award-winning fintech company with innovative accounting robots technology used by banks and BPO/SSC cost reduction systems. Their unique, intelligent, AI-powered real-time accounting platform for SME/SMB customers helps financial institutions the world over to  differentiate from competition,  attract more business and increase revenues and to build loyalty of existing SME/SMB customers.

Please contact Patrycja Strzelecka trough Brella app.

Established in 1948, CDC is the UK’s development finance institution. CDC has spent 70 years creating partnerships through investing equity into businesses. It supports responsible and commercial growth of businesses in some of the worlds most challenged markets. Concurrently, it focuses on advancing development impact strategies that bring businesses value beyond long-term capital commitment. Its capital is patient and flexible, typically investing equity between $10m and $150m depending on the businesses growth ambitions. CDC works across multiple sectors including financial services, infrastructure, food and agriculture and real estate. There are over 100 businesses in its direct equity portfolio, valued at $1.5 billion.

Please contact Christopher Eaton, Frederick Tucker, Nagla Bahr through Brella app.

Creditamore Software is a French company offering advanced Early Finance Platform for banks and other financial institutions. Creditamore has developed a unique cloud-based platform which allows banks to easily start offering Early Finance such as Supply Chain Finance (SCF), factoring and Invoice Credit to their corporate and SME customers. Built 100% on Microsoft Azure cloud services Creditamore platform utilizes blockchain and AI bringing most advanced finance features available to its banking customers.

Please contact Markus Lyyra trough Brella app.

eFactor is the leader in financing working capital with over 8,000 clients in Mexico and Latin America, who trust eFactor Network to optimize their working capital and reduce risk in their supply chain. Their award-winning Fintech platform improves efficiencies through the exchange of information and transparency in payment and invoice flows. eFactor allows buying organizations as well as suppliers to make their supply chain more efficient, unlock free cash flow as well as be more competitive. Their multiple domestic and international bank partners as well as their own capital market financing solution, eFactor Diez provide the adequate funding to our customers.  eFactor Network started in 2009 with two things in mind. First, to help large buying organizations improve their working capital by extending payment terms without increasing the burden on their supply chain. Second, to serve their suppliers by given them the option to get paid early at attractive financing rates.

Please contact Hector de la Garza through Brella app.

Euler Hermes Digital Agency

Euler Hermes Digital Agency (EHDA) focuses on technological disruption. Leveraging Euler Hermes’ global leadership and experience, it acts as a platform where innovators and entrepreneurs can take the driver’s seat to reinvent Trade Finance. The EHDA mission is to incubate breakthrough ideas in B2B commerce to better serve customers, cultivate a digital culture and quickly create new disruptive fintech products. Digital Agency teams use data mining, machine learning and advanced algorithms to create and test client solutions for better risk and marketing decisions. They and their partners focus on extremely scalable credit risk technologies and services by fast tracking ideas into experiments and new products, many designed to serve startups in alternative finance and fintech. EHDA started as a team of 3 in July 2015 and now comprises more than 30 people in the US, UK, and France. Euler Hermes is the global leader in trade credit insurance, as well as a recognized specialist in the areas of bonding, guarantees and collections. With more than 100 years of experience, the company offers B2B clients financial services to support trade receivables management. Its proprietary intelligence network tracks and analyzes daily changes in corporate solvency among small, medium and multinational companies active in markets representing 92% of global GDP.

Please contact Matthieu Delfini through Brella app.

Experian unlocks the power of data to create opportunities for consumers, businesses and society. During life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – Experian empowers consumers and our clients to manage data with confidence so they can maximize every opportunity. 
Experian gathers, analyses and processes data and helps individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, Experian have helped consumers and clients prosper, and economies and communities flourish. Experian’s 16,000 people in 37 countries believe the possibilities for you, and our world, are growing. Experian is investing in new technologies, talented people and innovation so they can help create a better tomorrow.

Please contact Aurelie Dousset through Brella app.

Established in 1979, Fern Software is internationally recognized as a leader in delivering the latest open banking solutions for its customers. They include Development Banks, MFIs, SME Loans and Credit Union organisations in UK/Ireland, Central Europe, all parts of Africa, SE Asia, Asia Pacific and in Canada.  Fern Software has a solid reputation that will provide you with the strategic MIS infrastructure for your organisation, right now and long into the future. They offer affordable and efficient software solutions to financial institutions – Credit unions, banks, microfinance institutions, mortgage providers and enterprise development agencies.

Please contact Eamon Scullin, Debora Watkins through the app.

Fidor Bank:  Europe’s original neobank headquartered in Germany. The bank launched an online community-based bank whereby 1 Million members’ gain or share valuable financial knowledge; Fidor Solutions:  a fast-growing leader in open, digital banking which combines unparalleled expertise in advisory and cutting-edge technology. Fidor Solutions collaborates with organisations to create customer-centric digital banking propositions across the globe. Banks powered by Fidor include Natixis’ Banxy Bank (Algeria), ADIB’s Moneysmart (UAE) and o2 banking by Telefónica Deutschland (Germany). 

Please contact Ge Drossaert, Maria Nicholls through Brella app.

At Finturi, we share a mission of solving cash flow problems of businesses and helping them grow. Our research shows that an average Dutch business faces a cash-flow problem 3.7 times/year. The current methods of raising working capital are expensive, slow and paper heavy. With the use of technologies like blockchain, artificial intelligence and machine learning, we aim to make the process of raising working capital secure, quick, low cost and easy. We start with building a win-win platform which connects businesses with financiers and helps them borrow money against invoices. This platform also gives financiers an opportunity to invest in invoices and earn honest returns in limited period. At a later stage we aim to build a peer to peer invoice financing platform which involves, businesses, their clients as well as financiers. Our end goal is to make the entire process of supply chain financing much more efficient and faster with the use of technology.

Please contact Erich Schnoeckel through Brella app.

Grab is Southeast Asia's leading super app - providing transportation, logistics and financial services. We aim to solve key problems in the region and improve the lives of millions through technology. Life as a Grabber means succeeding in a culture of passion and innovation. We are hungry to make a difference, and recognise that good decisions often come from the heart. We are humbled by our communities, and are proud to serve them with honour. We come from all over the world, united by a common goal to make life better everyday for our users.

Please contact Ankur Mehrotra, John David Yap through Brella app.

IDB Invest, the private sector institution of the Inter-American Development Bank (IDB) Group, is a multilateral development bank committed to supporting the private sector in Latin America and the Caribbean. It finances sustainable enterprises and projects to achieve financial results that maximize economic, social and environmental development for the region. With a current portfolio of $11.6 billion under management and 330 clients in 21 countries, IDB Invest works across sectors to provide innovative financial solutions and advisory services that meet the evolving demands of its clients. As of November 2017, IDB Invest is the trade name of the Inter-American Investment Corporation.

Please contact Paula Pelaez through Brella app.

IFC works through financial institutions to provide much-needed access to finance for millions of individuals and micro, small, and medium enterprises that we would never be able to reach directly. This is an important part of the World Bank Group strategy to end extreme poverty and build shared prosperity. IFC is committed to the World Bank Group goal of achieving universal access to finance by 2020. In order to do this, IFC works with about 800 financial institutions with products including investment and advisory support for microfinance, insurance, loans to small and medium enterprises and women-owned businesses, and low- and medium-income mortgages. Our expertise and advice help our clients address systemic issues such as risk management, corporate governance, and the introduction of environmental and social standards.  

Please contact Martin Holtmann or Momina Aijazuddin through Brella app.

At Infini, we provide effective technology solutions to help you develop and grow your business, manage internal processes efficiently, thus leading to increased profitability for your business. Having 12 years of experience, we offer optimized, user-friendly solutions that align perfectly with your business needs and strategies. We leverage our internal technological capabilities to provide integrated solutions that help boost your business efficiencies. Headquartered in Mumbai, we have operations in India, Bangladesh & South-east Asia with strong technical & support team of young professionals and service portfolio that includes Software development, Mobile App development, Support Services, etc.

Please contact Gautam Udani through Brella app.

Kabbage, Inc., headquartered in Atlanta, has innovated a data and technology platform to provide small businesses automated cash flow solutions. Kabbage analyzes small businesses' real-time data such as online sales, banking information, shipping activity and dozens of other sources to understand performance and provide a fully-automated funding decision in minutes. Kabbage is funded and backed by leading investors, including the SoftBank Vision Fund, BlueRun Ventures, Mohr Davidow Ventures and others. 

Please contact Samuel Taussig through the app.

Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that yawning credit gap, both in Nigeria and across emerging markets where there is a $2.6 Trillion SME credit gap worldwide. Businesses who are looking for $500 USD to $50,000 in working capital are able to apply online or via their mobile phone and get a decision in 24 hours. To assess credit risk, Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.

Please contact Akintunde Kehinde through Brella app.

Miza Financial Services offers a network of point-of-sale (POS) services to provide electronic packaging voucher services to all major telecom and internet companies in Libya and provide a range of different categories to these companies without exception. Miza for payment solutions, launched in 2017 as a centralized system for buying and paying bills and other transfers electronically in Libya, Meza facilitates and speeds up various payments to individuals, banks, companies and the government sector, and continues to develop new services that include all payments. One for all payments especially in this difficult period with no cash available. Miza has built a diverse network of services through which it can rely on the points of sale in all areas, enabling users to obtain pre-payment vouchers for different services and the ability to pay various daily requirements easily and quickly and through easy and simplified steps.

Please contact Mohamed Wefati through Brella app.

Proparco, the private sector financing arm of Agence Française de Développement (AFD), has been working to support development in Southern countries for 40 years. It plays a key role in AFD Group and the French cooperation mechanism: financing and support for projects led by companies and financial institutions in developing and emerging countries – from SMEs to regional banking groups, including microfinance institutions. Proparco’s action focuses on key development sectors: infrastructure, especially renewable energies, agriculture and agroindustry, finance, health, education. Proparco is today one of the leading European Development Finance Institutions, which are members of the EDFI association. It has close partnership relations with them and conducts a number of cofinanced operations.

Please contact Agnès Huang through Brella app.

Q-Lana is the most comprehensive, yet easy-to-use cloud-based credit management platform. Q-Lana upgrades lending processes, create business opportunities and navigates through credit risk. Q-Lana lifts the management of credit risk to a higher level through the application of contextual intelligence, knowledge and experience collected within the institution and from peers around the globe. Q-Lana incorporates rating and scoring algorithms through a management platform – upgrades lending processes, creates business opportunities and navigates through credit risk.

Please contact Kurt Vandebroek through Brella app.

Experts in Big Data, AI and Machine Learning since 2004, STRANDS creates highly-customizable digital money management software for top-tier financial institutions worldwide. STRANDS has carried out more than 700 implementations to date. The company’s mission is to enable banks to anticipate customer needs and proactively suggest next-best-actions to increase long-term customer value. STRANDS solutions empower people to better manage their financial and consumption life, and take decisions in a smarter, more transparent and independent way.

Please contact Miriam Ballesteros, Leandro Gimeno through Brella app.

The Medical Credit Fund

The Medical Credit Fund (MCF)is the first and only fund dedicated to improving access to finance by providing loans to health SMEs in Africa. Since inception, it has provided more than 3,500 loans at a payment rate of 97%. Together with local partners, MCF works to reduce investment risks for health SMEs through an innovative, integrated approach that combines financing with technical assistance supporting business and quality improvement. Established in 2009 as part of the PharmAccess Group, our vision is simple: to increase access to better healthcare services in sub-Saharan Africa for low-income patients. In complementing the public health system across Africa, the private healthcare sector faces many challenges. Predominately, limited capacity and quality of care. For small and medium enterprises (SMEs), it is even more challenging to access loans to invest and expand their healthcare facilities and services.

Please contact Arjan Poels, Tom Bouma, Bart Schaap, Dorien Mulder through Brella app.

As a forward-thinking and independent platform developer, Topicus creates progressive and exceptional service-driven platforms for our clientele in the world of finance, healthcare, social services and education. The aim is to assist our clients in remodeling and improving their service to their customers to add value to humankind and society. Topicus prides themselves on being transparent, unconventional and thinking outside-the-box to create a significant impact in the world.

Please contact Jamie Burink, Dimitry Oosthoek, Elise Oude Scholten, through Brella app.

US International Development Finance Corporation (DFC)

The US International Development Finance Corporation (DFC) (formerly OPIC) is a self-sustaining U.S. Government agency that helps businesses invest in emerging markets. DFC provides businesses with the tools to manage the risks associated with foreign direct investment, fosters economic development in emerging market countries, and advances U.S. foreign policy and national security priorities. DFC helps businesses gain footholds in new markets, catalyzes new revenues and contributes to jobs and growth opportunities both at home and abroad. DFC fulfills its mission by providing businesses with financing, political risk insurance, and advocacy and by partnering with private equity fund managers. DFC services are available to new and expanding businesses planning to invest in more than 100 countries worldwide.

Please contact Jim Poland through Brella app.

Xero provides a global platform for small businesses. They are based in New Zealand, Australia, the UK, the US, and Asia, and are active in most English speaking markets. They have over 1.8 million paying customers using their accounting software, and have over 700 software products in their ecosystem, extending the capabilities of their platform. They have a US$6b market capitalisation and recently raised US$300m for investments through an issue of convertible notes. Last year Xero acquired Canadian data capture solution Hubdoc and UK-based tax filing solution Instafile and announced a strategic partnership with US payroll provider Gusto.

Please contact Matthew Vickers through Brella app.

Global SME Finance Awards Winners 2019


Women-owned SME Bank of the Year

Product Innovation of the Year

Responsible Digital Innovator of the Year

SME Bank of the Year - ASIA

SME Bank of the Year - AFRICA

SME Bank of the Year - GLOBAL





Strategic Partners

Media Partners

Marketing Partners