Mr. Jing Zhang is the Senior Risk Expert atMYBank and is responsible for the credit policies for the SME loans. He has 14 years of experience in risk management in banking. Before joining MYBank, he held various positions in several financial institutions, including Chief Risk Expert at PingAn Bank in China and Business Director at Capital One Bank in the United States. Mr. Zhang received his master’s degree in statistics from University of Illinois at Urbana Champaign in US.