Joyce Tee is Managing Director, Group Head of SME Banking and oversees the SME banking businesses across the region, for DBS who has most recently been named the World’s Best SME Bank 2018 by EuroMoney – a testimony of her customer first leadership.

Joyce is a strong advocate of driving business change focused on the growth of corporates and SMEs alike. From her beginnings at DBS in 2004 where she led the Bank’s shipping, aviation and transportation business to contribute substantially to the corporate banking franchise’s bottom-line, to pushing for digitisation ground up since 2016 when she took on her current role, to deliver industry first initiatives such as auto online loans and account openings that have supported DBS’ win as World’s Best Digital Bank by EuroMoney for the second time in 2018 – Joyce is focused on empowering customers and staff alike to grow to greater heights.

She has built trusted relationships with major corporates, including some of the world’s largest aircraft lessors, who tapped on DBS to diversify their funding sources and access to capital markets in Asia, as well as been a friend to SMEs by steering the 99%SME movement (in 2016 and 2018) to garner nationwide support for local businesses.

In recognition of her passion and dedication towards SMEs, she was awarded SME Banker of the Year (Regional) 2018 by The Asset – a first for the Bank under the category of SME leadership awards.

Prior to DBS, Joyce worked in OCBC Bank’s enterprise banking unit for four years, covering the offshore marine and commodities sectors and 12 years in United States at Grant Thorton providing management consultancy and financial advisory to SMEs, and at a regional bank in Houston Texas.