Dr. Justo A. Ortiz is the Chairman of Union Bank of the Philippines. A visionary with a constancy of purpose, Dr. Ortiz has taken UnionBank to the forefront of innovation in financial services in the Philippines and beyond. It is his bold vision that guides UnionBank’s Transformation Journey towards becoming “a technology company, also a bank.” Dr. Ortiz chairs the Fintech Philippines Association and the Blockchain Association of the Philippines. He is co-founder and chairman of Tech Up Pilipinas – a movement pushing for inclusive prosperity by helping SMEs, individuals, and corporates benefit from technology. Dr. Ortiz chairs the Philippine Payments Management Inc. – a critical component of the Philippines’ National Retail Payment System. He is also a Board Member of the Global Fintech Alliances Advisory Board founded in Copenhagen, Denmark. Dr. Ortiz’s vision of building “a bank of enduring greatness” goes beyond marking profit. He champions digital transformation, inclusive prosperity and innovation across the world, spreading these advocacies among business leaders and policymakers alike. Furthermore, Dr. Ortiz strongly believes in a higher purpose to make a critical difference by elevating people’s lives and fulfilling dreams through innovation, financial technology and smart banking.