Quan Yu has been General Manager for Risk Management at Mybank since 2016. She leads a team of Data Scientists and Credit Analysts, and is responsible for Credit Risk Management, covering the full spectrum of credit products and their life cycles. She has enhanced the application of Big Data and AI in this field, and is currently leading the effort to redefine Techfin for Mybank. Before joining Mybank, Ms. Yu spent 14 years at Capital One Financial, worked in various risk leadership roles, with the last one as Sr. Director, leading the Capital One Enterprise Risk Analytics team.