Michael Turner, Ph.D. is the founder, President and CEO of PERC. He is a prominent expert on credit access, credit reporting and scoring, information policy, and economic development. He has testified before Congress and numerous state legislatures, and presented studies to numerous government agencies in the US and globally.

Dr. Turner has worked on projects in over 25 countries on six continents, and is a global thought leader on consumer and commercial credit information sharing. He has worked on projects for the OECD, the Inter-American Development Bank (BID), the International Finance Corporation (IFC),the Consultative Group to Assist the Poor (CGAP), and US AID among others. He also launched the Asia-Pacific Credit Coalition and serves as the “sherpa” on credit information sharing for the APEC Business Advisory Council (ABAC). He also chairs the Asia Pacific Financial Forum's (APFF) Financial Infrastructure Development Network (FIDN) Credit Information Sharing Steering Committee to promote financial inclusion among the 21 member economies of the Asia Pacific Economic Cooperation.”

Previously, Dr. Turner served as Graduate Fellow at the Columbia Institute of Tele-Information at the Columbia Business School, Executive Director of the Information Services Executive Council, manger of government affairs for the North American Telecommunications Association and staff assistant in the U.S. Senate.

Dr. Turner received his Ph.D. from Columbia University in International Political Economy and his B.A. from Miami University in Economics. He was awarded a Yeck Fellowship from Harvard Business School, and was awarded the Ashoka Foundation Fellowship in 2009.