Tom Moyes is the Project Director of the Mekong Business Initiative (MBI). Prior to joining MBI, Tom spent seven years with the World Bank Group, serving most recently as Senior Technical Advisor to the AgriFin Program, and before that as IFC's Access to Finance Program Manager in Indonesia. Mr. Moyes worked previously with ADB as a financial sector specialist focused on rural and microfinance. He is the author of several recent publications on rural and agricultural finance. Tom started his professional career as a commercial bank loan officer with Swiss Bank Corporation in New York City. In the early Eighties, Mr. Moyes served as a Peace Corp Volunteer in Paraguay, working as agricultural extension agent. Tom has a BA degree from the University of California at Berkeley and an MA from the Fletcher School of Law and Diplomacy.